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COEs should be allocated based on need, not affordability. Families with children or (the) elderly should be entitled to own one family sedan (not a luxurious continental car) without the need to pay for COE. A basic car for a family should be treated like a HDB flat. The current formula based solely on affordability is twisted — those who are well-off can own multiple cars… even though such individuals don't need it; or those using the car for business, such as private hires. If you're out without your kids and it starts raining, you'll find it hard to get a cab or PHV (private hire vehicle). Now if you have one kid with you, your pool of options lessens because you either have to call a standard cab or the PHV family version. If you have more than one kid with you, getting a family PHV with multiple child seats is challenging and your pool of options drastically reduces. Of course, you can always take public transport, which comes with its own set of challenges depending how old your kids are. Sometimes, we families with small kids would love to travel via public transport, but our fellow commuters are something else. Lifts meant for the elderly and prams are all filled up with abled(-bodied) people who don’t bat an eyelid to those in need. On buses, people stand at the area where prams are supposed to be parked… Our transport system is excellent. It’s the users who are lacking EQ and IQ. I’ve got a 76-year-old mum and 93-year-old grandma. Every Sunday I take them out for dinner which (makes them) very happy. I occasionally take them to the supermarket to buy groceries. That’s how important owning a car is. The Government should make it affordable for all families to own their first car. Those who buy a second car should be made to pay higher. I die die won't buy a car because our transport system is good. Point to point, no need to fight or wait for parking, kena (get) summon, (pay) road tax, insurance… and season parking. Taxi, Grab and others, reach destination, open door (and) walk, which is so convenient. My parents and their parents, together with my uncles and aunties’ generations, did not have a car when they were bringing up their families. It can be done, in fact brings you much closer to your children than being a driver. Times have changed. Do not live the way our fathers have lived on this land. This is now a modern city, live like a city dweller. If you insist on owning a car in a city, it is an extravagance you must be prepared to pay for. Weekend rental or car-pooling is another alternative over public transport. In Singapore, driving or riding is actually not considered a "leisure ride" since our country is small. So many traffic lights too… even if you pay for ERP (Electronic Road Pricing), you can still be stuck in a traffic jam. Ultimately, we must recognise that a car is still a luxury rather than a necessity (even for those who really need it), regardless of which angle you look at it, and that affordability is not something we can solve for. The answer lies in the satellite-based ERP system, which is long overdue… When the new ERP system can control the usage of roads at an optimum level…  it could result in the Government being able to release more COEs for each monthly bidding. Car ownership does not cause traffic congestion. It is the use of cars on the roads at the same time that causes traffic jams. Separate the COE for families and (those) that need a car to make a living. Those who own more than one family car (should be) considered a luxury COE. A Catch-22 situation. A better public transport system needs higher ridership to be cost effective. Higher ridership means more crowding, more inconvenience, especially during peak hours… More taxis, more PHVs, higher COEs, higher fares, more traffic, more congestion, more unproductive. Higher COEs also push up other transport costs. There must be a balance. The system needs an overhaul. If our infrastructure cannot support the bulging population growth, slow it down.