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● The prices are finally out! Interested in applying? But first things first, you need to do a couple of things before you cast your ballot for a house. We know that getting a house is complicated, and the number of administrative items you need to check off can be long. So, check out our step-by-step guide below on applying for a BTO in Singapore! To simplify, this is what you need to do: E.g., Those who apply for June 2024 BTO will receive results around August 2024 E.g., Those who apply for June 2024 BTO will get to select a flat around September 2024 to August 2025   You and your partner need to fulfil the following criteria: To check your eligibility, you can simply apply for an letter, which has since replaced the old HDB Eligibility Letter (HLE). With this letter, it will inform you of your eligibility to: If you are a second-timer, it will also provide information on the resale levy/ premium you must pay if you purchase another subsidised flat from HDB. For  , you must obtain an HFE letter before the Build-to-Order (BTO), Sales of Balance Flat (SBF) sales launch, or open booking. After all the necessary paperwork has been submitted, an HFE letter application typically takes about one month to process. However, processing could take longer during busy periods, like a BTO sales launch. Therefore, this has to be applied BEFORE any launches, which HDB would state on its website. Check out the respective documents here: . Depending on the you’re applying for, this may affect the housing grants you receive. They are namely the Fiance-Fiancee, , Multi-generation families, Orphaned siblings, Families with non-residents, Singles, Two-or-more Singles, and Senior schemes. Also, you must ensure you have enough to pay for the initial costs listed below. If you are purchasing your flat from HDB: If you are purchasing a flat or from a developer: If you prefer not to use an HDB CPF Loan, you can also approach your preferred bank for a loan. You will need a valid from the banks before signing the Agreement of Lease. Keep yourself updated for BTO launches and here. A application fee is required for the application. When the application period ends, your queue position will be . The application result will be sent to you via and you can also check its status  . Applicants can select a flat according to the balloted queue number, and whether or not you can select a flat depends on the number of flats available when it reaches your queue number. We have covered how to , make sure you check it out. If you’re lucky enough to be able to select the flat you want, you’ll need to pay the . The next step would be to either sign the lease agreement or collect the keys for the flat. This will occur a few months after selecting a flat. The signing of a lease agreement is for flats that are still under construction, while the key collection is for flats that have already been completed. Also, this is the stage where you pay for the . All the best!