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● As a teenager, I used to think that airport lounges with their  (Hokkien: pretty) interiors, luxurious lounge chairs, and food were only reserved for the wealthy… But was I wrong! Thanks to my dad, who was a savvy credit card user, I had the chance to enter one of these lounges, which made me feel like I was the one ballin (Slang: leading a ridiculously wealthy lifestyle). The one I visited had a buffet breakfast, many magazines to read, free WiFi and even shower facilities. So long as you had the right credit cards,  like you and I could get access to these airport lounges for the perfect travel pitstop to relax and recharge. Intrigued? Here are the best credit cards for complimentary access to airport lounges! Contrary to popular belief, you don’t have to be a high-income earner to enjoy complimentary airport lounge access! The DBS Altitude Visa Signature, Citi PremierMiles, Diners Club, and Maybank Horizon Visa Signature credit cards only require a minimum annual income of $30,000. That said, remember that annual fees are involved if you want to enjoy these privileges and avoid credit card debt! When it comes to lounge passes and memberships, here are the major players: Suppose your card has a complimentary membership with any of these lounge passes. In that case, you’ll most likely have access to various lounges currently open at Changi Airport’s Terminal 1, 2, 3, 4 and Jewel. As with most credit cards, you’ll have to pay an annual fee in order to enjoy the complimentary lounge access. However, some cards, like the DBS Altitude VISA card, offer an annual fee waiver for the first year. However, you’ll have to pay subsequent annual fees to retain the same privileges tied to your card. When picking a travel , you don’t have to base your decision on which lounge pass the card offers, as the differences are negligible. Instead, look for a card that best suits your lifestyle and . For those already having one of the above cards, ensure you don’t miss out on your airport lounge benefits!